• July 22, 2026
• realestatelife
• Announcements, Business & Markets, General, Politics & Economy, Real Estate Finance, The Real Estate Life, Updates, Your Real Estate Life

800.230.0168 Company
805.530.1199 Direct Line to CEO

Today’s Featured Rates & Programs

Updated: Wednesday, July 22, 2026
Broker/Discount Fee: 0.000%–1.000%
Lock Period: 30 Days
Base Loan Example: $832,750
Assumed Down Payment: 20% (Excludes FHA & VA)
Representative Credit Profile: Excellent (740+), Good (700–739), Fair (680–699)

Conforming Fixed-Rate Loans
(Loan Amounts up to $832,750)

High Balance Loans
(Loan Amounts up to $1,249,125)

Jumbo Loans
(Loan Amounts up to $4,000,000)

Government Loan Programs

Specialty Loan Programs

United Mortgage Corporation of America offers financing solutions for a wide variety of residential, investment, and commercial lending needs, including:

• Conventional Loans
• FHA Loans
• VA Loans
• Jumbo & Super Jumbo Loans
• Multi-Family Financing
• Commercial Real Estate Loans
• Construction Loans
• Renovation Financing
• Energy Efficiency Financing
• ITIN Loans
• USDA Loans
• Manufactured Home Loans
• Reverse Mortgages
• HomeSafe® Second Mortgages
• Home Equity Loans & HELOCs
• 3/1 & 5/1 Adjustable-Rate Mortgages
• Temporary & Permanent Rate Buydowns
• Interest-Only Loan Options
• DSCR Investor Loans (Available in 46 states; not currently offered in ND, NV, SD, or VT.)
• Bank Statement Loans
• Asset Depletion Loans
• Bridge Loans
• Private Money & Hard Money Financing

Have Questions? Let’s Talk!

Whether you’re purchasing, refinancing, investing, consolidating debt, or financing commercial property, we’re here to help you explore your options.

Ask us about strategies that may help eligible borrowers reduce interest costs and potentially eliminate debt significantly faster through effective cash-flow management. Individual results vary.

Important Disclosures

• Rates, APRs, fees, and loan programs are subject to change without notice.
• Pricing is based on borrower qualifications including, but not limited to, credit score, loan amount, occupancy, loan-to-value ratio, debt-to-income ratio, property type, and market conditions.
• Displayed rates are for informational purposes only and are not a commitment to lend or lock a rate.
• APR (Annual Percentage Rate) includes certain finance charges and may be higher than the note rate.
• Additional terms and restrictions may apply.
• All loans are subject to underwriting approval.
• Equal Housing Lender.

Licensing Information

United Mortgage Corporation of America
NMLS #3189

• California: Department of Real Estate License #01870497
• Colorado: Regulated by the Colorado Division of Real Estate
• Montana: Mortgage Broker License #3189
• Texas: 4663 Farringdon Lane
• Washington: Consumer Loan Company License CL-3189