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September 12th and 13th Weekend Smarter Home Financing: An Education on Mortgages for Peace of Mind Does Your Lender HaveYour Best Interest in Mind? If not, it’s time for a change. Join Host Michael Harris of United Mortgage Corporation of America to explore whether current market conditions represent opportunity or uncertainty as mortgage rates respond
READ MORESuzie Wilsonwww.happierhome.net For beginner movers relocating to a new state for the first time, the excitement of a fresh start can sit right beside a tight, uneasy knot in the stomach. Starting over in a new city asks for big decisions all at once, money, home, work, and the small daily routines that make life
READ MORESuzie Wilsonwww.happierhome.net Newlywed couples stepping into homeownership often discover that married life money concerns show up fast: mismatched spending habits, uneven credit histories, student loans, and big decisions about housing costs. These financial challenges in marriage can feel personal even when they’re really logistical, and that tension makes simple conversations harder than they need to
READ MORESuzie Wilsonwww.happierhome.net For empty nesters staring at quiet bedrooms and professionals weighing a career change in midlife, a midlife transition can make home feel more like a reminder than a refuge. The emotional impact of moving is real, and the relocation challenges, leaving routines, sorting decades of belongings, and choosing a place that fits who
READ MOREMichael Harris / unitedforloans.com I speak with Americans every day who believe homeownership is no longer realistic for them. High rates, rising prices, and discouraging headlines have caused many to quietly step away from the goal altogether. While that feeling is understandable, walking away from homeownership entirely can have long-term consequences that most people don’t
READ MOREJim McKinley / moneywithjim.org Image via Pexels When the economy slows and uncertainty spreads, your instinct might be to freeze, wait it out, or cut back until things “go back to normal.” But recessions don’t follow rules. They’re uneven. They hit some households hard and leave others strangely untouched. The difference isn’t luck, its readiness.
READ MOREThe Federal Open Market Committee (FOMC), chaired by Jerome Powell, announced its much-anticipated interest rate decision, marking a pivotal moment for the mortgage market. The committee decided to lower the benchmark rate by 25 basis points. Important Factors Why This Matters for Mortgage Professionals Federal Reserve Chair Jerome Powell indicated that this rate cut marked
READ MOREMortgage rates hit a year-to-date low this week but could be volatile in the coming weeks based on new economic data. A funny thing happened when the Federal Reserve began cutting interest rates last fall: Mortgage rates actually rose. Now, the central bank is gearing up to cut benchmark interest rates again, and there’s a
READ MOREBuying your first home is an exciting milestone, but without the right preparation, the process can quickly become overwhelming. From overlooked details to costly missteps, small errors can lead to delays, extra expenses, or missed opportunities. Here are the most common pitfalls first-time buyers encounter—and how to avoid them. 1. Skipping Pre-Approval Many first-time buyers
READ MOREThe economy is sending mixed signals right now. The good news? The U.S. economy grew faster than expected in the second quarter—up 3% compared to the 2.4% economists predicted. The not-so-good news? July’s jobs report came in weak, showing some cooling in the labor market. For housing, June 2025 saw existing home sales drop 2.7%
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