Listen Live:
Saturday’s: 9AM
Fox Sports Ventura
1590 AM/97.9 FM KVTA
Sunday’s: 6:30AM
K-EARTH 101 FM
Listen Live:
Saturday’s: 9AM
Fox Sports Ventura
1590 AM/97.9 FM KVTA
Sunday’s: 6:30AM
K-EARTH 101 FM
800.230.0168 Company805.530.1199 Direct Line to CEO Today’s Featured Rates & Programs Updated: Monday, September 7, 2026Broker/Discount Fee: 0.000%–1.000%Lock Period: 30 DaysBase Loan Example: $832,750Assumed Down Payment: 20% (Excludes FHA & VA)Representative Credit Profile: Excellent (740+), Good (700–739), Fair (680–699) Conforming Fixed-Rate Loans(Loan Amounts up to $832,750) Loan Term Interest Rate APR 30-Year Fixed 6.500% 6.722%
READ MORESeptember 12th and 13th Weekend Smarter Home Financing: An Education on Mortgages for Peace of Mind Does Your Lender HaveYour Best Interest in Mind? If not, it’s time for a change. Join Host Michael Harris of United Mortgage Corporation of America to explore whether current market conditions represent opportunity or uncertainty as mortgage rates respond
READ MOREMichael Harris / unitedforloans.com I speak with Americans every day who believe homeownership is no longer realistic for them. High rates, rising prices, and discouraging headlines have caused many to quietly step away from the goal altogether. While that feeling is understandable, walking away from homeownership entirely can have long-term consequences that most people don’t
READ MOREJim McKinley / moneywithjim.org Image via Pexels When the economy slows and uncertainty spreads, your instinct might be to freeze, wait it out, or cut back until things “go back to normal.” But recessions don’t follow rules. They’re uneven. They hit some households hard and leave others strangely untouched. The difference isn’t luck, its readiness.
READ MOREThe Federal Open Market Committee (FOMC), chaired by Jerome Powell, announced its much-anticipated interest rate decision, marking a pivotal moment for the mortgage market. The committee decided to lower the benchmark rate by 25 basis points. Important Factors Why This Matters for Mortgage Professionals Federal Reserve Chair Jerome Powell indicated that this rate cut marked
READ MOREBuying your first home is an exciting milestone, but without the right preparation, the process can quickly become overwhelming. From overlooked details to costly missteps, small errors can lead to delays, extra expenses, or missed opportunities. Here are the most common pitfalls first-time buyers encounter—and how to avoid them. 1. Skipping Pre-Approval Many first-time buyers
READ MOREThe economy is sending mixed signals right now. The good news? The U.S. economy grew faster than expected in the second quarter—up 3% compared to the 2.4% economists predicted. The not-so-good news? July’s jobs report came in weak, showing some cooling in the labor market. For housing, June 2025 saw existing home sales drop 2.7%
READ MOREFed Watch: Markets Eye Three Rate Cuts by Year-End – What It Means for Borrowers and Investors As we head into the final stretch of 2025, all eyes are on the Federal Reserve and its remaining three scheduled meetings. With inflation showing signs of cooling and economic indicators softening, market expectations are shifting toward rate
READ MOREImage via Pexels Navigating the complexities of personal finance can often seem daunting, yet mastering this skill is essential for a life of economic freedom and prosperity. By reshaping your approach to money management, you can open doors to not only personal wealth but also a more fulfilling life. This journey requires discipline, knowledge, and
READ MOREImage via Pexels Embarking on a career as a commercial real estate developer is akin to setting sail on a vast, unexplored ocean. The rewards can be enormous, but the challenges are just as significant. Success requires a clear understanding of the multifaceted nature of this industry, starting from ground-level regulations to high-level financial strategies.
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