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800.230.0168 Company805.530.1199 Direct Line to CEO Today’s Featured Rates & Programs Updated: Monday, September 7, 2026Broker/Discount Fee: 0.000%–1.000%Lock Period: 30 DaysBase Loan Example: $832,750Assumed Down Payment: 20% (Excludes FHA & VA)Representative Credit Profile: Excellent (740+), Good (700–739), Fair (680–699) Conforming Fixed-Rate Loans(Loan Amounts up to $832,750) Loan Term Interest Rate APR 30-Year Fixed 6.500% 6.722%
READ MORESeptember 12th and 13th Weekend Smarter Home Financing: An Education on Mortgages for Peace of Mind Does Your Lender HaveYour Best Interest in Mind? If not, it’s time for a change. Join Host Michael Harris of United Mortgage Corporation of America to explore whether current market conditions represent opportunity or uncertainty as mortgage rates respond
READ MOREBuying your first home is an exciting milestone, but without the right preparation, the process can quickly become overwhelming. From overlooked details to costly missteps, small errors can lead to delays, extra expenses, or missed opportunities. Here are the most common pitfalls first-time buyers encounter—and how to avoid them. 1. Skipping Pre-Approval Many first-time buyers
READ MOREThe economy is sending mixed signals right now. The good news? The U.S. economy grew faster than expected in the second quarter—up 3% compared to the 2.4% economists predicted. The not-so-good news? July’s jobs report came in weak, showing some cooling in the labor market. For housing, June 2025 saw existing home sales drop 2.7%
READ MOREThe new year is here and that means a fresh start with a new outlook and new ideas! Let go of the past misconceptions and information. Harness a new way of thinking so you can make your real estate life into reality! In this episode, Michael Harris celebrates the new year with you by
READ MOREThe market is being dominated by the Fed and the rising inflation rate. To ensure that you are not in any financial risk, learn how to take control of your money and strive to build long-term wealth. Michael Harris explores how to navigate today’s trends that directly impacts your financial decisions. He unpacks the
READ MOREFinancial empowerment isn’t just about loans; it’s understanding the game, playing it right, and hitting that bullseye of financial stability. In this episode, we will discuss managing your finances, giving you important information to make smart decisions and secure your financial future. Our host, Michael Harris, the President and CEO of United Mortgage Corporation
READ MOREAchieve the real estate life you want and get the most out of it as Michael Harris takes you on another episode full of tips, resources, and insights on today’s market. Dive into the intricacies of recent Federal Reserve actions, dissecting both their impact and what was left undone. Join us in decoding the
READ MOREInflation is down by quite a few points and interest have fallen down. We hit the highs of 2023. What does that mean for you? We’re not really out of the woods yet but we’re certainly facing a great window of opportunity to take that next step and start our journey to becoming debt-free.
READ MOREGood economic news isn’t necessarily good for interest rates. Do you want to know why? Michael Harris explains that and more in this episode of Your Real Estate Life. Plus, if you’re interested in eliminating your debt sooner and creating real wealth for yourself, Michael will tell you of his Perfect Financial GPS Program that
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