Today’s Featured Rates & Programs
Updated: Thursday, April 23, 2026
Broker / Discount Fee: 0–1.000% | Lock Period: 30 Days
Base Loan Example: $832,750 | Down Payment Assumed: 20% (Non-FHA/VA)
Credit Score Tiers: Excellent (740+), Good (700–739), Fair (680–699)
Conforming Loans (Up to $832,750)
| Term | Interest Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.125% | 6.372% |
| 20-Year Fixed | 5.875% | 6.120% |
| 15-Year Fixed | 5.500% | 5.688% |
| 10-Year Fixed | 5.500% | 5.593% |
High Balance Loans (Up to $1,249.125)
| Term | Interest Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.375% | 6.408% |
| 15-Year Fixed | 5.875% | 6.048% |
Jumbo Loans (Up to $4,000,000)
| Term | Interest Rate | APR |
|---|---|---|
| 30-Year Fixed Jumbo | 6.500% | 6.650% |
Government Loans (FHA / VA)
| Term | Interest Rate | APR |
|---|---|---|
| 30-Year Fixed (IRRRL) | 5.750% | 6.260% |
| 15-Year Fixed | 5.500% | 5.736% |
Specialty Loan Programs Available
We offer flexible financing across a wide range of needs, including:
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Multi-Family & Commercial Loans
- Energy Efficiency Financing
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Construction Loans
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ITIN Loans
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USDA & Manufactured Home Loans
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Reverse Mortgages & HomeSafe 2nds
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2nd Mortgages & HELOCs
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3/1 & 5/1 ARMs, Buy-downs, Interest-Only Options
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DSCR Loans (Available in 46 States – Not in ND, NV, SD, VT)
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Bank Statement, Bridge Loans, & Asset Depletion Loans
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Private / Hard Money Solutions
Have Questions? Let’s Talk!
Call or email us today to learn how we can help you eliminate debt in as little as 5 to 7 years—without changing your lifestyle. Whether it’s residential, commercial, or energy-saving financing, we’re here to serve you better.
Important Disclosures
Rates, fees, and programs are subject to change based on borrower credit profile, loan-to-value, market conditions, and loan purpose. Not a commitment to lend.
This is not an advertisement for credit as defined by Regulation Z, Paragraph 226.24.
Licensing Information
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NMLS #3189
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CA: Dept. of Real Estate #01870497
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CO: Regulated by the Division of Real Estate
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MT: Broker No. 3189
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TX: 4663 Farringdon Ln.
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WA: Consumer Loan Company License CL-3189
