Listen Live:
Saturday’s: 9AM
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Listen Live:
Saturday’s: 9AM
Fox Sports Ventura
1590 AM/97.9 FM KVTA
Sunday’s: 7AM K-EARTH 101 FM
Jim McKinley money@moneywithjim.org For first-time homebuyers and early-stage property investors planning a career-related relocation with kids and pets, a professional family relocation can feel like too many moving parts at once. The core tension is real: career move logistics collide with school decisions, pet care, partner schedules, and housing costs that can shift fast, turning
READ MOREMichael Harris / unitedforloans.com I speak with Americans every day who believe homeownership is no longer realistic for them. High rates, rising prices, and discouraging headlines have caused many to quietly step away from the goal altogether. While that feeling is understandable, walking away from homeownership entirely can have long-term consequences that most people don’t
READ MORE800.230.0168 Company805.530.1199 Direct Line to CEO Today’s Featured Rates & Programs Updated: Thursday, March 5, 2026Broker / Discount Fee: 0–1.000% | Lock Period: 30 DaysBase Loan Example: $832,750 | Down Payment Assumed: 20% (Non-FHA/VA)Credit Score Tiers: Excellent (740+), Good (700–739), Fair (680–699) Conforming Loans (Up to $832,750) Term Interest Rate APR 30-Year Fixed 5.750% 5.997%
READ MOREMarch 7th and March 8th Weekend Spring Forward Into Smarter Financing Does Your Lender HaveYour Best Interest in Mind? If not, it’s time for a change. Join Host Michael Harris online Daylight Savings weekend to learn how to save money on your loans and improve your financial future. This Saturday at 9:00 am PST on
READ MOREJim McKinley money@moneywithjim.org For first-time homebuyers and early-stage property investors planning a career-related relocation with kids and pets, a professional family relocation can feel like too many moving parts at once. The core tension is real: career move logistics collide with school decisions, pet care, partner schedules, and housing costs that can shift fast, turning
READ MOREMichael Harris / unitedforloans.com I speak with Americans every day who believe homeownership is no longer realistic for them. High rates, rising prices, and discouraging headlines have caused many to quietly step away from the goal altogether. While that feeling is understandable, walking away from homeownership entirely can have long-term consequences that most people don’t
READ MOREJim McKinley / moneywithjim.org Image: Freepik An investment property is a financial asset, but it’s also a lived-in space, and that dual identity shapes every upgrade decision an owner makes. When rents plateau or resale value feels capped, the problem is rarely about size or location alone—it’s about perceived care, comfort, and efficiency. The solution
READ MOREImage via Pexels Suzie Wilsonsuzie@happierhome.net It’s one of life’s great balancing acts: moving closer to the people you love while preserving your independence, personal identity, and forward momentum. Whether you’re relocating across town or across the country, proximity to family brings warmth, convenience, and (sometimes) chaos. The goal is not just to move closer — but to move wisely.
READ MOREIf you want to get more done… …take time to slow down. Taking time for hobbies can increase your focus and creativity. And it will help you feel calmer and more balanced, too! Check out this recent article from Good Housekeeping for ways you can slow down and unwind without tech. These activities can help
READ MORESuzie Wilson / HappierHome.net Photo by Freepik Making your rental property more appealing isn’t about overhauling it into luxury status, it’s about removing hesitation. Great tenants, the kind who pay on time and treat your place with respect, are making calculated choices. They’re comparing finishes, scanning for red flags, and quietly assessing whether the space
READ MOREJim McKinley / moneywithjim.org Image via Pexels When the economy slows and uncertainty spreads, your instinct might be to freeze, wait it out, or cut back until things “go back to normal.” But recessions don’t follow rules. They’re uneven. They hit some households hard and leave others strangely untouched. The difference isn’t luck, its readiness.
READ MOREThe Federal Open Market Committee (FOMC), chaired by Jerome Powell, announced its much-anticipated interest rate decision, marking a pivotal moment for the mortgage market. The committee decided to lower the benchmark rate by 25 basis points. Important Factors Why This Matters for Mortgage Professionals Federal Reserve Chair Jerome Powell indicated that this rate cut marked
READ MOREBuying your first home is an exciting milestone, but without the right preparation, the process can quickly become overwhelming. From overlooked details to costly missteps, small errors can lead to delays, extra expenses, or missed opportunities. Here are the most common pitfalls first-time buyers encounter—and how to avoid them. 1. Skipping Pre-Approval Many first-time buyers
READ MOREMortgage rates hit a year-to-date low this week but could be volatile in the coming weeks based on new economic data. A funny thing happened when the Federal Reserve began cutting interest rates last fall: Mortgage rates actually rose. Now, the central bank is gearing up to cut benchmark interest rates again, and there’s a
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