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Saturday’s: 9AM
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Listen Live:
Saturday’s: 9AM
Fox Sports Ventura
1590 AM/97.9 FM KVTA
Sunday’s: 7AM K-EARTH 101 FM
Michael Harris / unitedforloans.com I speak with Americans every day who believe homeownership is no longer realistic for them. High rates, rising prices, and discouraging headlines have caused many to quietly step away from the goal altogether. While that feeling is understandable, walking away from homeownership entirely can have long-term consequences that most people don’t
READ MOREThe Federal Open Market Committee (FOMC), chaired by Jerome Powell, announced its much-anticipated interest rate decision, marking a pivotal moment for the mortgage market. The committee decided to lower the benchmark rate by 25 basis points. Important Factors Why This Matters for Mortgage Professionals Federal Reserve Chair Jerome Powell indicated that this rate cut marked
READ MOREMortgage rates hit a year-to-date low this week but could be volatile in the coming weeks based on new economic data. A funny thing happened when the Federal Reserve began cutting interest rates last fall: Mortgage rates actually rose. Now, the central bank is gearing up to cut benchmark interest rates again, and there’s a
READ MOREBuying your first home is an exciting milestone, but without the right preparation, the process can quickly become overwhelming. From overlooked details to costly missteps, small errors can lead to delays, extra expenses, or missed opportunities. Here are the most common pitfalls first-time buyers encounter—and how to avoid them. 1. Skipping Pre-Approval Many first-time buyers
READ MOREThe economy is sending mixed signals right now. The good news? The U.S. economy grew faster than expected in the second quarter—up 3% compared to the 2.4% economists predicted. The not-so-good news? July’s jobs report came in weak, showing some cooling in the labor market. For housing, June 2025 saw existing home sales drop 2.7%
READ MOREFed Watch: Markets Eye Three Rate Cuts by Year-End – What It Means for Borrowers and Investors As we head into the final stretch of 2025, all eyes are on the Federal Reserve and its remaining three scheduled meetings. With inflation showing signs of cooling and economic indicators softening, market expectations are shifting toward rate
READ MORERate sheets should be better to start the day, probably the best we’ve seen in a couple of weeks. Bonds off to a good start, at least they are at 9am ET. However, we could see more movement depending on how the JOLTS (job openings and labor turnover survey) comes out at 10am and that
READ MORERate sheets this morning should be slightly better on the day, if early gains for bonds hold up. Reprice risk on the day is low, there is some economic data coming out at 10am ET that could affect the first rate sheets issued on the day, but it’s crickets after that. However tomorrow will start the fireworks, with a couple
READ MORERate sheets this morning may be just a little bit better than yesterday, but nothing to get too excited about. Reprice risk on the day is low, markets seem calm and have found a range for bonds to tread water. The Fed’s meeting minutes from the last meeting come out at 2pm ET today, and
READ MOREYear-over-year core inflation fell below 3% for the first time since March 2021 but the choppy trading pattern continues with prices lower and yields higher. The Fed’s favorite inflation gauge, the Core PCE, fell to 2.9% y/y versus 3% expected and down from 3.2% in November, m/m inline at 0.2% and up from 0.1%. The
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