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Listen Live:
Saturday’s: 9AM
Fox Sports Ventura
1590 AM/97.9 FM KVTA
Sunday’s: 7AM K-EARTH 101 FM
Michael Harris / unitedforloans.com I speak with Americans every day who believe homeownership is no longer realistic for them. High rates, rising prices, and discouraging headlines have caused many to quietly step away from the goal altogether. While that feeling is understandable, walking away from homeownership entirely can have long-term consequences that most people don’t
READ MOREImage via Pexels Suzie Wilsonsuzie@happierhome.net It’s one of life’s great balancing acts: moving closer to the people you love while preserving your independence, personal identity, and forward momentum. Whether you’re relocating across town or across the country, proximity to family brings warmth, convenience, and (sometimes) chaos. The goal is not just to move closer — but to move wisely.
READ MOREJim McKinley / moneywithjim.org Image via Pexels When the economy slows and uncertainty spreads, your instinct might be to freeze, wait it out, or cut back until things “go back to normal.” But recessions don’t follow rules. They’re uneven. They hit some households hard and leave others strangely untouched. The difference isn’t luck, its readiness.
READ MORESuzie Wilson / HappierHome.net Photo by Freepik Making your rental property more appealing isn’t about overhauling it into luxury status, it’s about removing hesitation. Great tenants, the kind who pay on time and treat your place with respect, are making calculated choices. They’re comparing finishes, scanning for red flags, and quietly assessing whether the space
READ MOREThe Federal Open Market Committee (FOMC), chaired by Jerome Powell, announced its much-anticipated interest rate decision, marking a pivotal moment for the mortgage market. The committee decided to lower the benchmark rate by 25 basis points. Important Factors Why This Matters for Mortgage Professionals Federal Reserve Chair Jerome Powell indicated that this rate cut marked
READ MOREMortgage rates hit a year-to-date low this week but could be volatile in the coming weeks based on new economic data. A funny thing happened when the Federal Reserve began cutting interest rates last fall: Mortgage rates actually rose. Now, the central bank is gearing up to cut benchmark interest rates again, and there’s a
READ MORESuzie Wilsonwww.happierhome.net You built something from the living room. Maybe the spare bedroom doubled as your office, your inventory took over the hallway, and your family started dodging ring lights or packing tape. It’s a sign—your home-based business is outgrowing the home. But expanding into a larger property isn’t just a lifestyle move; it’s a
READ MOREBuying your first home is an exciting milestone, but without the right preparation, the process can quickly become overwhelming. From overlooked details to costly missteps, small errors can lead to delays, extra expenses, or missed opportunities. Here are the most common pitfalls first-time buyers encounter—and how to avoid them. 1. Skipping Pre-Approval Many first-time buyers
READ MOREThe economy is sending mixed signals right now. The good news? The U.S. economy grew faster than expected in the second quarter—up 3% compared to the 2.4% economists predicted. The not-so-good news? July’s jobs report came in weak, showing some cooling in the labor market. For housing, June 2025 saw existing home sales drop 2.7%
READ MOREGetting 200–300 unsolicited calls after a mortgage credit pull isn’t just annoying — it’s abusive. Thankfully, that’s about to change. The Trigger Lead Bill is headed to the President’s desk to be signed into law. For years, credit bureaus have sold your data the moment your credit was pulled for a home loan. That meant
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