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3-2-1 | 2-1 | 1-1 | 1-0 Buy-down | Rate Drop

Inflation Buster helps lower your monthly payment.

United Mortgage Corporation of America will pay 1% of your interest rate for the first year at no cost to you, saving you hundreds – even thousands.

You get the security of a 30-year fixed-rate mortgage locked in at today’s rate.

For example, if you lock a 6% interest rate now, you’ll only pay 5 for the first year. Your rate is then secured for the rest of your term, so if national rates rise, yours will never go above 6%. Examples 2 types…

If we see interest rates drop as we expect them to do in 2023…

A Buydown subsidy belongs to the borrower even if loan is paid off before funds are used with Seller and Realtor paid options.  Many options can been utilized for FHA, VA, Conforming, High Balance, and Jumbo with (1-0, 2-1 only).

Seller / Realtor / Lender paid options.

Rate Drop Advantage helps you save on a refinance.

If rates drop within 3 years of your home purchase, you’ll get exclusive savings when you refinance at that new, lower rate with United Mortgage Corporation of America.

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