• January 6, 2024
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• realestate

01/05/24 RATE MARKET WRAP UP UMBS 5.5 99.78 (-9bps)10yr yield 4.05 Bonds saw a bit more improvement earlier in the day and a handful of lenders repriced better. Also, markets have leaned a bit more into that March Fed rate hike, now 75% probable, after digging deeper into jobs report showed large Nov revision and

• November 1, 2023
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• realestate

Rate sheets will start the day slightly better than yesterday, but be ready for the fireworks. Reprice risk is high today, with lots of action that will send bonds all over the place. The fun has already started as I write this, with the Treasury’s refunding announcement and ADP private payroll data already being released

• April 25, 2024
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• realestate

April 27th & 28th Weekend Does Your Lender Love You?  You Do Not Need That Kind of Love in YOUR Life.  Join Host Mike Harris and make your appointment to join in this weekend as we Save Our Money together for loans in CA, CO, MT, TX, WA, and DSCR in an additional 46 states.

• May 7, 2023
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• realestate

The Federal Housing Finance Agency (FHFA) has updated Loan Level Price Adjustments (LLPAs), which are risk assessment fees implemented in the underwriting process before loans are packaged and delivered to Fannie Mae and Freddie Mac. These government Enterprises guarantee most mortgages in the United States, and the changes (announced in January) went into effect May

• January 10, 2023
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• realestate

Section 203 of the Protecting Americans from Tax Hikes (PATH) Act of 2015, Pub.L.114-113, div. Q, enacted on December 18, 2015, modified section 6109 of the Internal Revenue Code, and in so doing, made significant changes to the Individual Taxpayer Identification Number (ITIN) program. Q1: When can I renew my ITIN? A1: If your ITIN has

• October 13, 2022
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• realestate

Inflation ran hotter than expected in September, continuing to squeeze U.S. households and worsen a political headache for President Biden with just one month until midterm elections. The Labor Department said Thursday that the consumer price index, a broad measure of the price for everyday goods including gasoline, groceries and rents, rose 0.4% in September

• September 13, 2022
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• realestate

The Inflation Reduction Act signed into law by President Biden on August 16, 2022, gives new life to the federal tax credit for the purchase and installation costs of residential solar-power systems and provides guidelines allowing batteries to also qualify for the credit. The solar credit is a percentage of the cost of a solar

• September 14, 2022
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• realestate

New 2023 conforming loan limits won’t be released until November … but we’re honoring them now for conventional loans locked, starting September 7th for FNMA, FHLMC, and VA. $715,000 for regular one-unit conventional / VA loans (increased from $647,200) $1,073,000 for regular one-unit conventional / VA loans in high-cost counties and in AK and HI (increased

• August 1, 2022
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• realestate

The Your Real Estate Life show helps you navigate the often confusing process of choosing and securing the loan to meet your unique and specific needs in the neighborhood you’d like to call home. Contact us today for more information! 888-LIFE-980 Moving to California can be a big adjustment, but there are a few things

• December 1, 2017
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• realestate

Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2018. In most of the U.S., the 2018 maximum conforming loan limit for one-unit properties will be $453,100, an increase from $424,100 in 2017. Fannie Mae and Freddie Mac