Meet Michael A. Harris

At Your Real Estate Life, our team of industry experts are committed to answering your toughest questions and providing a comprehensive resource for all your real estate needs airing on Fox Sports Ventura 1590 AM, 97.9 FM KVTA, and K-EARTH 101 FM, where he delivers timely insight on housing, economics, and real-world mortgage strategy. Michael’s mission is to bring clarity to complex decisions and help clients move forward with confidence.Tune in to our live program and discover how we can guide you every step of the way. Call (888) 543-3980 or visit yourrealestatelife.com/ask-mike to learn more.

At United Mortgage Corporation of America, our experienced Mortgage Advisors are here to help you navigate the buying or refinancing process with speed, efficiency, and confidence.

As a broker, We get to take the time to truly understand each client’s unique situation and match them with the best mortgage solution for their needs; often saving them thousands in the process. It’s incredibly rewarding to lead with integrity and make a real difference.

Meet Michael A. Harris

Your radio host, Michael A. Harris, brings 38 years of lending experience to the table helping families and investors navigate smart, sustainable home financing decisions. As President and CEO of United Mortgage Corporation of America (NMLS #3189), a direct lending mortgage banking company, he originates loans across California (DRE Broker #00991234), Colorado (MLO-100524628), Montana (MLO-233410), Texas (SML MLO-233410), and Washington (MLO-233410) specializing in Conventional, FHA, VA, USDA, Reverse, Jumbo and Super Jumbo loans, first-time homebuyer programs, down payment assistance, non-QM solutions, investor and DSCR financing, and strategic equity lending.

Michael is known for his education-first approach, believing a mortgage is not just a transaction, but a long-term financial commitment. He focuses on thoughtful planning, clear communication, and aligning mortgage strategy with a client’s broader financial goals.

As a Managing Director and Certified Field Trainer at United Financial Freedom, Michael has made it his mission to guide families toward a debt-free future.

What to Expect from the Program

Michael shares expert financial advice, loan management strategies, and wealth-building insights to help you take control of your real estate investments. While he may not have authored your current lending programs, his goal is to educate you on the smartest repayment strategies available. Though he is not a CPA, attorney, estate planner, or realtor, he can connect you with top-tier professionals through his extensive network to ensure you get the best guidance possible.

The real estate market is always changing, and unexpected challenges may arise. But with the right knowledge and strategy, you can take control of your financial future.

Take the First Step

Save time and money on your home purchase or refinance with the best interest rate and loan plan for your needs. Navigate the loan selection process with confidence, break free from renting, and start building equity through homeownership. Whether you’re searching for your dream neighborhood or looking to elevate your financial future, this program is your go-to resource for expert advice and support.

Investment Loans & DSCR Financing

Now offering Investment Loans & Debt Service Coverage Ratio (DSCR) Loans in 46 states (excluding ND, NV, SD, VT).

Tune in and take charge of your real estate life today!