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UMCA – Today’s Mortgage Rates – 800-230-0168

800.230.0168 Company
805.530.1199 Direct Line to CEO

NMLS #3189 | CA: Dept. of Real Estate #01870497 | Licensed by Dept. of Financial Protection and Innovation, Loans are made or arranged pursuant to a CA DFPI Finance Lender License #603E936 | CO: Regulated by the Division of Real Estate. | MT:  Broker No #3189 | TX: 4663 Farringdon Ln. | WA: Consumer Loan Company License CL-3189

We have many options available including loan amounts up to and now over 75,000,000. Depending on the credit and or loan-to-value, points and fees will change accordingly.

For more information give us a call or send us an email. Call regarding our Multi-Family, Commercial, energy solutions, and eliminating debt in as little as 1/3 to 1/2 the time without changing your lifestyle.  We look forward to the opportunity to serve you.

Last Update Monday March 18, 2024 Broker / Discount Fee: 0-1.000%
Lock Period: 30 days Loan Amount: $766,550

 

Conforming – $766,550.00
30 Year Fixed                    20 Year Fixed
6.500% APR 6.850%      6.250% APR 6.344%

15 Year Fixed                   10 Year Fixed
5.875% APR 6.086%      5.750% APR 6.092%

Jumbo – 4,000,000.00
30 Year Fixed Jumbo above $1,149,825.00 – 4M

6.750% APR 6.885%

High Balance – $1,149,825.00
30 Year Fixed to $1,149,825.00
6.375% APR 6.800%

15 Year Fixed to $1,149,825.00
6.125% APR 6.754%

Government – $766,550.00
FHA & VA 30 Year Fixed (IRRRL)

5.990% APR 6.128%
FHA & VA 15 Year Fixed
5.750% APR 6.192%

Other Loan Products are available Commercial, Construction, ITIN, USDA, Manufactured, Reverse, 5/1, 7/1, 10/1, Buy-down, Interest Only, DSCR, Bank Statement, Asset Depletion, and Private Money.
20% down payment assumption for non -FHA / VA loans

Credit (FICO) Assumption: Excellent = 740, Good = 700, Fair = 680

Please Read the Following:Rates, points and programs cannot be guaranteed on this website because rates, fees, APR, and other costs are subject to individual borrower’s credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $766,550.00. Loan amounts in excess of $766,550.00 are considered Jumbo Conforming Loans in most Counties. Rates and APR’s are based on amounts of $766,550.00 for Conforming Loans, $1,149,825.00 for Jumbo Conforming Loans and $4,000,000.00 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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