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UMCA – Today’s Mortgage Rates – 800-230-0168

UMCA – Today’s Mortgage Rates – 800-230-0168
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800.230.0168 x 201

805.530.1199 Direct Line to CEO

CalBRE #01870497 | NMLS #3189 | WA CL-3189
Loans are made or arranged pursuant to a Department Building Oversight
California Finance Lenders License #603E93

We have many options available including loan amounts up to 5,000,000. Depending on the credit and or loan-to-value, points and fees will change accordingly.
For more information give us a call or send us an email. Call regarding our Multi-Family and Commercial Lending.  We look forward to the opportunity to serve you

Last Update Saturday October 21, 2017 Broker / Discount Fee: 1.000%
Lock Period: 30 days Loan Amount: $424,100

Call for lower and alternative rates for your unique situation.  ITIN Loans (Currently on Hold )and all loans available for CA and WA.


Conforming – $424,100
30 Year Fixed                      20 Year Fixed                       15 Year Fixed                      10 Year Fixed

3.625% APR 3.791%          3.375% APR 3.604%              3.000% APR 3.289%           2.875% APR 3.287%

Jumbo – 1,000,000
30 Year Fixed Jumbo above $636,150 – 3M

4.125% APR 4.171%

15 Year Fixed Jumbo above $636,150 – 3M
3.625% APR 3.700%

Conforming High Balance – $636,150
30 Year Fixed Jumbo lower than $636,150
3.875% APR 4.006%

15 Year Fixed Jumbo lower than $636,150
3.125% APR 3.421%

Government – $424,100
FHA & VA 30 Year Fixed

3.625% APR 3.784%
FHA & VA 15 Year Fixed
3.250% APR 3.395%

 

20% down payment assumption for non-FHA or VA loans
Credit (FICO) Assumption: Excellent = 740, Good = 700, Fair = 680Please Read the Following:Rates, points and programs cannot be guaranteed on this website because rates, fees, APR, and other costs are subject to individual borrower’s credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $424,100. Loan amounts in excess of $424,100 are considered Jumbo Conforming Loans in most Counties. Rates and APR’s are based on amounts of $424,100 for Conforming Loans, $636,150 for Jumbo Conforming Loans and $1,000,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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