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By Jerry Rosengarten I’ve always loved acting. Perhaps it’s because, as a child, I struggled with dyslexia, and reading aloud was an ordeal. But memorizing lines and delivering them to applause was pure magic. Yet, despite my passion for acting, I never pursued it as a full-time career. The uncertainty and risk associated with life
READ MORE800.230.0168 Company 805.530.1199 Direct Line to CEO NMLS #3189 | CA: Dept. of Real Estate #01870497 | Licensed by Dept. of Financial Protection and Innovation, Loans are made or arranged pursuant to a CA DFPI Finance Lender License #603E936 | CO: Regulated by the Division of Real Estate. | MT: Broker No #3189 | TX: 4663 Farringdon
READ MOREMarch 23rd & March 24th Weekend Does Your Lender Love You? You Do Not Need That Kind of Love in YOUR Life. Join Host Mike Harris and make your appointment to join in this weekend as we Save Our Money together for loans in CA, CO, MT, TX, WA, and DSCR in an additional 46
READ MOREBy Jerry Rosengarten I’ve always loved acting. Perhaps it’s because, as a child, I struggled with dyslexia, and reading aloud was an ordeal. But memorizing lines and delivering them to applause was pure magic. Yet, despite my passion for acting, I never pursued it as a full-time career. The uncertainty and risk associated with life
READ MORERate sheets should be better to start the day, probably the best we’ve seen in a couple of weeks. Bonds off to a good start, at least they are at 9am ET. However, we could see more movement depending on how the JOLTS (job openings and labor turnover survey) comes out at 10am and that
READ MORERate sheets this morning should be slightly better on the day, if early gains for bonds hold up. Reprice risk on the day is low, there is some economic data coming out at 10am ET that could affect the first rate sheets issued on the day, but it’s crickets after that. However tomorrow will start the fireworks, with a couple
READ MORERate sheets this morning may be just a little bit better than yesterday, but nothing to get too excited about. Reprice risk on the day is low, markets seem calm and have found a range for bonds to tread water. The Fed’s meeting minutes from the last meeting come out at 2pm ET today, and
READ MOREYear-over-year core inflation fell below 3% for the first time since March 2021 but the choppy trading pattern continues with prices lower and yields higher. The Fed’s favorite inflation gauge, the Core PCE, fell to 2.9% y/y versus 3% expected and down from 3.2% in November, m/m inline at 0.2% and up from 0.1%. The
READ MOREThere was a little bit for all in the data with headline GDP for Q4 2023 rising 3.3% while the inflation components declined. Growth was driven by consumer spending rising at a solid 2.8% rate in the quarter. For 2023, GDP was 2.5% after 1.9% in 2022. Jobless Claims rose to 214K versus 200K expected
READ MORE01/05/24 RATE MARKET WRAP UP UMBS 5.5 99.78 (-9bps)10yr yield 4.05 Bonds saw a bit more improvement earlier in the day and a handful of lenders repriced better. Also, markets have leaned a bit more into that March Fed rate hike, now 75% probable, after digging deeper into jobs report showed large Nov revision and
READ MORERate sheets today may be a little worse than yesterday but it shouldn’t be much, and reprice risk is low. Markets close today at 2pm Eastern and will be closed on Monday for New Years. All loans are free to cautiously float.There is little risk to avoid, although little reason to expect improvement either. Let’s see
READ MOREDownsizing can be a difficult process for anyone, particularly for seniors who have lived in their homes for decades. It can be overwhelming to decide what to keep, what to donate, and what to throw away. However, given the physical and financial demands of owning and maintaining a large home, many seniors opt to downsize.
READ MOREEmbarking on higher education as an adult can be an inspiring journey, but the financial aspect often brings waves of concern. However, there’s a path less traveled that intertwines real estate savvy with educational advancement: house renovation for tuition. This method not only promises a practical return on investment but also the satisfaction of reshaping
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