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Mid-Atlantic Manufacturing Heats Up in April

April 17, 2014 0 Comments Bloggies by 888LIFE980

The Philadelphia Federal Reserve’s gauge of manufacturing activity rose to 16.6 in April from 9 in March, far surpassing Wall Street estimates for a reading of 10. Readings above 0 point to expansion, while those below indicate contraction.

Your Health Life - Call Now 844.543.3980

April 17, 2014 0 Comments Bloggies by 888LIFE980

Our program promotes Your Real Estate Life, however Your Health Life is equally, if not more important.  Get the skinny and be healthier by calling 844.LIFE.980 that's 844.543.3980. Do this today, I did, it has changed my and my families life. It is a simple call to start or visit www.yourhealthlife.co (no 'm' we are trimming the fat).  So can you!  Receive your own Health Coach and Nutritionist without a charge.

Are you looking for energy?  Do you or someone you know have a few or many pounds to lose?  Is it medication that you would like to start eliminating by turning your Glucose and or Cholesterol around to a healthier position?  Reverse Type II Diabtes, I did.  Take control as I did and you can too.  Change Your Health Life and call 844.543.3980.

Weekly Jobless Claims Rise to 304,000

April 17, 2014 0 Comments Bloggies by 888LIFE980

The number of Americans filing for first-time unemployment benefits rose to 304,000 last week from an upwardly revised 302,000 the week prior. Wall Street was expecting the number of claims to rise to 315,000 from an initially reported 300,000.

UMCA - Today's Mortgage Rates - 888.543.3980

April 17, 2014 0 Comments Bloggies by 888LIFE980




800.230.0168 x 201
805.530.1199 Direct Line to CEO

CalBRE #01870497 | NMLS #3189 | WA CL-3189
Loans are made or arranged pursuant to a Department Building Oversight
California Finance Lenders License #603E936

We have many options available including loan amounts up to 3,000,000. Depending on the credit and or loan-to-vlaue, points and fees will change accordingly.  For more information give us a call or send us an email. Call regarding our Multi-Family and Commercial Lending.  We look forward to the opportunity to serve you.

Last Update

Thursday April 17, 2014

Broker /Origination Fee: 0.000%
Lock Period: 30 days Loan Amount: $417,000


Call for lower and alternative rates for your unique situation.  ITIN Loans available fro CA and WA.

30 Year Fixed                      20 Year Fixed                       15 Year Fixed                      10 Year Fixed
4.000% APR 4.158%          3.875% APR 4.136%              3.000% APR 3.249%           2.875% APR 3.397%

30 Year Fixed Jumbo above $625,500 - 3M
4.500% APR 4.635%

30 Year Fixed Jumbo lower than $625,500
4.250% APR 4.378%

15 Year Fixed Jumbo lower than $625,500
3.250% APR 3.482%


FHA & VA 30 Year Fixed
4.000% APR 4.120%

FHA & VA 15 Year Fixed
3.375% APR 3.510%

20% down payment assumption for non-FHA or VA loans
Credit (FICO) Assumption: Excellent = 740, Good = 700, Fair = 680

Please Read the Following:

Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions.

Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo Conforming Loans in most Counties. Rates and APR's are based on amounts of $417,000 for Conforming Loans, $625,500 for Jumbo Conforming Loans and $1,000,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

U.S. Economy Heating Up After Winter Chill, Fed Says

April 16, 2014 0 Comments Bloggies by 888LIFE980

Economic activity is bouncing back from winter doldrums across most of the Federal Reserve’s 12 districts, according to the central bank’s anecdotal Beige Book report. At the same time, labor market conditions were seen as ‘mixed but generally positive,’ while price pressure remained subdued.

Wall Street Extends Rebound Rally as Cyclical Stocks Jump

April 16, 2014 0 Comments Bloggies by 888LIFE980

U.S. equity markets are roaring into the green as traders cheer solid data from China and generally upbeat corporate earnings. Economically-sensitive stocks, which sold off last week, continue rebounding this week. The Dow is up 109 points, or 0.66%, while the broader S&P 500 is up 0.6%. The tech and biotech-heavy Nasdaq is up 0.7%.

Industrial Production / Capital Utilization

April 16, 2014 0 Comments Bloggies by 888LIFE980

Industrial Production 0.7 vs. estimates of 0.5 / Capital Utilization 79.2 vs. estimates of 78.7

Housing Starts Rise 2.8% in March

April 16, 2014 0 Comments Bloggies by 888LIFE980

The Commerce Department reports starts of new home construction rose 2.8% in March to an annualized rate of 946,000, short of expectations for an increase to 973,000. Permits fell 2.4% in the same month to an annualized rate of 990,000, also below Wall Street views of a drop to 1.01 million.

Homebuilder Sentiment Rises in April

April 15, 2014 0 Comments Bloggies by 888LIFE980

The National Association of Home Builders reports homebuilder sentiment rose to 47 in April, from 46 in March, coming in below Wall Street estimates of 50.

Empire State Manufacturing Growth Slows in April

April 15, 2014 0 Comments Bloggies by 888LIFE980

The New York Federal Reserve’s gauge of manufacturing activity fell to 1.29 in April, compared to 5.61 in March. Economists expected the metric to rise to 8. Readings above 0 point to expansion, while those below indicate contraction.

Consumer Prices Rise 0.2% in March

April 15, 2014 0 Comments Bloggies by 888LIFE980

The Labor Department reports prices for consumer goods rose 0.2% in March, slightly topping Wall Street views of a 0.1% increase. Excluding the food and energy components, prices rose by the same margin, also above estimates of 0.1%.

Business Inventories

April 14, 2014 0 Comments Bloggies by 888LIFE980

Business Inventories 0.4 vs. estimates of 0.5. This is not a factor in pricing this morning for interest rates.

Rebound Takes Shape on Wall Street After Painful Week

April 14, 2014 0 Comments Bloggies by 888LIFE980

U.S. equity markets are kicking off the week on a high note as traders cheer encouraging retail sales data and snag stocks at a discount after last week’s retreat. The Nasdaq is up 0.83%, while the Nasdaq biotech index is 1.4% higher. The broader S&P 500 is climbing 0.83%, and the Dow is rising 82 points, or 0.52%.

Retail Sales See Biggest Increase Since 2012

April 14, 2014 0 Comments Bloggies by 888LIFE980

The Commerce Department reports retail sales in March rose 1.1%, the biggest rise since September 2012, surpassing the 0.8% estimate. Excluding the auto segment, sales rose 0.7%, beating estimates of a 0.5% increase.

The Real Estate Life - Radio Program Saturday 11:00 AM

April 11, 2014 0 Comments Bloggies by 888LIFE980

Special REMINDER - Listen Live -  Sunday 11:00 AM PT

WHAT KIND OF LOAN DO YOU HAVE?

Thank you for tuning into The Real Estate Life.  Our program provides an education, savings and time for our listeners. The Real Estate Life Radio Program will help allow you to make the decisions necessary for Your Real Estate Life. Listen on KFWB News Talk 980 or stream us LIVE at www.yourrealestatelife.com or get started at www.united4loans.com. Our program is heard LIVE Saturday at 11:00 AM on KFWB News Talk 980. What holds you back?  What will allow you to move forward with the Financial opportunities available?  Listen to our Past programs to get a better direction for Your Real Estate Life.

We explore the week that was and the week ahead.  The economy, interest rates and the news of the week.  The taper continues.  What affect will this have on interest rates?  Long and Short Term?  Stop paying your Lender, Credit Card, Student Loan, Car and Line of Credit too much!...they love you...you do not need this kind of love in your life. Your home has grown its equity position.  Remove that PMI or MIP payment.  FHA also has a PROGRAM that can get you back in a home just 12 months after a Bankruptcy, Short Sale, or Foreclosure.  Understand guidelines that will benefit Your Real Estate Life.  HARP II - Home Affordable Refinance ans ITIN loans for both CA and WA...start now!  Find out how low interest rates are today and why it may turn out to be the best time to save the most money for 2014.  Let's eliminate your PMI or MIP Insurance with higher home appraisals. Even if you refinanced within the last 6 months, you may be able to save more today.  Get started at united4loans.com.

Find out how much money and time you can save with your Refinance or Purchase on your Residential or Commercial property.  Participate by calling Triple 8 LIFE 980 that's Triple 8 54 33 980.  We look to be a part of Your Real Estate Life

What Kind of Loan Do You Have?

Consumer Sentiment Hits Highest Level Since July

April 11, 2014 0 Comments Bloggies by 888LIFE980

A reading on consumer sentiment from Thomson Reuters and the University of Michigan rose in April to 82.6, the highest level since July, from 80 the month prior. Wall Street was looking for a reading of 81.

Wall Street Off to Tough Start After Heavy Retreat

April 11, 2014 0 Comments Bloggies by 888LIFE980

U.S. equity markets are sliding for the second day in a row as traders continue their retreat from once high-flying growth stocks. The worst selling early on is in the biotech, finance and tech sectors. The Nasdaq is down 0.86%, with the Nasdaq Biotechnology Index tumbling 2%. The broader S&P 500 is down 0.55%, while the Dow is off 90 points, or 0.55%.

Producer Prices Rise 0.5% in March

April 11, 2014 0 Comments Bloggies by 888LIFE980

The Labor Department reports wholesale prices rose 0.5% in March, the biggest increase since June, and higher than expectations for a 0.1% advance. Excluding the food and energy components, prices rose 0.6%, wider than the 0.2% pick-up analysts expected, and the biggest rise since March 2011.

Nasdaq Skids 1.6%, Hits Negative Territory for ’14

April 10, 2014 0 Comments Bloggies by 888LIFE980

Reversing course from a rally Wednesday, the Nasdaq is dropping 1.6% as technology and biotechnology names sell off. The broader S&P 500 is off 0.72%, while the Dow is down a milder 69 points, or 0.42%. The Nasdaq is once again in the red for 2014.

Weekly Jobless Claims Slide to Lowest Level Since ‘07

April 10, 2014 0 Comments Bloggies by 888LIFE980

The number of Americans filing for first-time unemployment benefits fell to 300,000 last week from an upwardly-revised 332,000 the week prior. The reading was the lowest since May 2007. Economists expected claims to fall to 320,000 from an initially reported 326,000.

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