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Listen Live
Saturday’s: 9AM 1590 AM/97.9 FM KVTA
Sunday’s: 7AM K-EARTH 101 FM
800.230.0168 Company 805.530.1199 Direct Line to CEO NMLS #3189 | CA: Dept. of Real Estate #01870497 | CO: Regulated by the Division of Real Estate. | MT: Broker No #3189 | TX: 4663 Farringdon Ln. | WA: Consumer Loan Company License CL-3189 | DSCR in 46 States (not ND, NV, SD, VT) We have many
READ MOREApril 27th & 28th Weekend Does Your Lender Love You? You Do Not Need That Kind of Love in YOUR Life. Join Host Mike Harris and make your appointment to join in this weekend as we Save Our Money together for loans in CA, CO, MT, TX, WA, and DSCR in an additional 46 states.
READ MOREThe Federal Housing Finance Agency (FHFA) has updated Loan Level Price Adjustments (LLPAs), which are risk assessment fees implemented in the underwriting process before loans are packaged and delivered to Fannie Mae and Freddie Mac. These government Enterprises guarantee most mortgages in the United States, and the changes (announced in January) went into effect May
READ MOREHiring by U.S. companies picked up steam in December, a sign the jobs market remains healthy even in the face of steep Federal Reserve interest rate hikes, according to the ADP National Employment Report released Thursday morning. Companies added 235,000 jobs last month, easily beating the 150,000 gain that economists surveyed by Refinitiv had predicted.
READ MOREThe Internal Revenue Service today announced the tax year 2023 annual inflation adjustments for more than 60 tax provisions, including the tax rate schedules and other tax changes. Revenue Procedure 2022-38PDF provides details about these annual adjustments. New for 2023 The Inflation Reduction Act extended certain energy related tax breaks and indexed for inflation the energy efficient
READ MORELabor Department data released Friday morning showed the US economy added 263,000 jobs in September, a slower pace than the previous month but probably not enough for those who want the Fed to pause sooner rather than later. Industry expert Barry Habib had the following gleanings from the household survey. Remember, the household survey is
READ MOREJobs, Jobs, Jobs: Its Big Jobs Friday! You can read the official BLS release here. Here is the Tale of the Tape: Jobs: September Non Farm Payrolls (NFP) increased by 263K vs. est. of 250K August NFP remained at 315K July NFP revised from 526K upward to 537K The rolling 3 month moving average is
READ MORENew 2023 conforming loan limits won’t be released until November … but we’re honoring them now for conventional loans locked, starting September 7th for FNMA, FHLMC, and VA. $715,000 for regular one-unit conventional / VA loans (increased from $647,200) $1,073,000 for regular one-unit conventional / VA loans in high-cost counties and in AK and HI (increased
READ MOREWhen you’re buying a house, sorting out funding is often more challenging than finding the perfect home. From saving for a down payment to securing financing to managing your obligation long-term, there’s a lot of decision-making to be done. To kick off your research, here are some outside-the-box ideas from Your Real Estate Life /
READ MOREThe economic standoff between rising inflation and rising interest rates continues to weaken the housing market nationwide, with home sales falling across all 12 Federal Reserve districts, according to the Fed’s latest Beige Book report. Prospects for future improvement anytime soon are dim as well. “The outlook for future economic growth remained generally weak, with … expectations
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